The Excelsior College Credit Bank allows consolidation of existing and new credit in the form of a recognized college transcript. The cost of the service is about $200 and $25 per subsequent credit update. The resulting transcript can then be hawked to your institution of choice. There is no guarantee, however, that the receiving institution will accept all or any of the credits, though they may be more likely to accept these credits than award credit for raw proficiency exam passes garnered outwith their "care".



If you are sure you will enroll in one of the assessment institutions there is nothing to stop you going over the degree requirements, then simply sitting the relevant exams. You can send the results to which ever institution you like at some later date.









If you enroll in Excelsior, all existing credit will be transcribed at no extra cost. All future credit will be transcribed at no further cost*. All credit can be transferred to another institution (transcript issued) for around $8 to $25 (for rush service). Most institutions are more likely to accept a regionally accredited college's transcript than raw examinations. This wont matter in the  case of exam credit transfer to COSC or TESC, they're enlightened, but other institutions may be wary of accepting such credits "in the raw" (there may be a problem where COSC is concerned related to the order in which exams are taken - e.g. taking advanced psychology exams before psych 101 - at Excelsior and TESC you can take exams in any order).


*If you're enrolled more than a year, there's an annual fee to consider.



Let's assume you are familiar with the requirements of the degree you are seeking (Liberal Arts component, UD credits needed)



1. The amount and level of credit awarded for GRE subject exams and your likely performance in these tests.


2. That Excelsior College awards letter grades to CLEP*, DANTES and ECE exam scores, TESC does not. COSC awards  letter grades for DANTES but does not currently reveal threshold scores for grades.


3. The pass threshold of CLEP general exams.

If you do well in the GRE exams and/or in the subject exams, you have the option of choosing Excelsior to harvest maximum credit and/or an impressive GPA.


If you do not perform well in the GRE exams and/or ECE exams, you can plump for COSC and salvage the best possible GRE credit and DANTES credit(COSC) and/or hide poor "C" letter grades as pass/fail grades (COSC [ECE and CLEP grades] or TESC [all exams]).





Viewing such factors in isolation, the rubric would be:-

a. Good subject GRE and ECE, subject CLEP, DANTES scores - choose Excelsior for best GPA


b. Poor subject GRE and/or ECE and/or CLEP, but good DANTES scores - choose COSC for best GPA


c. No GRE or failed GRE, and bare passes in ECE, subject CLEP and DANTES - choose TESC to bury exam GPA.




Since the pass threshold for CLEP GENERAL exams varies by institution, and because the general exams are necessary to fulfill a major part of the General Ed. requirement (it's assumed you want to do all of this be examination), this may be an  important factor.







Excelsior, TESC, and COSC, can and frequently do change their rules and regulations year to year, and not necessarily to the benefit of students. For example, in 1997, Regents (Excelsior) changed its requirement for English Composition, and after September of that year would no longer accept the CLEP exam taken after that date, and submitted by students enrolled after that date.


Once you are enrolled, you are locked into the current set of rules and regs. If Excelsior should suddenly decide to stop awarding GRE credit, and you are an enrolled student who has not yet written the GRE exam, you should be entitled to proceed under the old regulation in force at the time of your enrollment. If you are not an enrolled student, and have not yet written the exam, you are out of luck.


(Note that if you have not enrolled but have written the GRE exam prior to he rule change, Excelsior may  accept submission of the scores for the award of semester hour credit under the old rules.)







Excelsior awards credit for GRE subject exams on a sliding scale. A score above the 80th percentile will net you 30 semester hours credit. A score above the 35th percentile will net you 3 semester hours. In between, credits are accumulated in 3 credits per 5 percentile-point increments.


Charter Oak State College (COSC) Awards 18 or 24 credits for GRE subject exams for any score above the 40th percentile. 24 credits are awarded for quantitative exams, 18 credits are awarded for non quantitative exams.


Thomas Edison State College (TESC) does not award credit for GRE subject exams.


In addition to the above, it should be noted that Excelsior awards the first 12 credits as lower division (LD) credits. That is, a pass above the 50th percentile will yield 12 LD credits. All additional credits awarded are upper division credits (UD). So, a score above the 80th percentile yields 12 LD and 18 UD semester hour credits, for a total of 30 credit hours.


COSC awards 15 LD credits + 9 UD credits in the quantitative GREs, and 15 LD credits + 3 UD credits in the  non quantitative GREs, for a total of 24 and 18 credit hours respectively.


COSC breaks LD credits into bas





 Web site copyright Lawrie Miller 2002